Individual Retirement Accounts (IRAs) are a popular way for Americans to save for retirement. While there are several different types of IRAs, the two most common are Traditional and Roth IRAs. Both have their advantages and disadvantages, and deciding which one is best for you depends on several factors, including your current income, tax rate, and retirement goals. In this article, we'll compare Roth vs Traditional IRAs and discuss the threshold for choosing which one would be best for you.